Four Ways a Condo Warranty Can Benefit You

We have all had a dishwasher that puttered out or a washing machine that sat idle with clothes floating in a well of water. Fixing creaky old appliances can be costly, and it often seems there is no way of avoiding such expenses. However, many owners and renters have found a solution: purchasing a condo warranty.

Unlike insurance-which covers natural disasters, calamities, and theft-a warranty is a service contract that, among other things, covers major appliances for members of a condominium. These warranties are specifically designed to work within the existing support structure and services provided by your association, so you only pay for the protection you need. Here are four ways a condo warranty can benefit you.

Covers Major Home Appliances and Systems

While the definitions of major systems and appliances may vary from policy to policy, a condo warranty will typically cover HVAC, plumbing, electrical, hot water heaters, garbage disposals, dishwashers, stoves and ovens, washers and dryers, and garage doors. Refrigerators are often covered when they are in the property at the time of purchase. This can be even more beneficial in the event that a retailer or chain goes out of business and/or any coverage you have on the product lapses.

Enhances Market Value

Condo warranties are, in general, cost-saving tools when it comes to maintenance. However, they can also be an enhanced benefit in a competitive seller’s market because they increase a unit’s marketability. According to the National Home Warranty Association, units on the market that covered by warranties tend to sell about 50 percent faster than homes that are not.

Protects from Potential Post-Sale Legal Disputes

Warranties generally protect the condo’s seller from post-sale legal disputes. They allow for the purchaser to invest with confidence, as they are given more security than what is offered by a statute of limitations, which, in most cases, only lasts four years. On the flip side, sellers can avoid legal disputes based on faulty or dysfunctional appliances and systems because they are covered. Of course, reviewing the fine print for specifics is always highly encouraged before purchasing a property.

Provides Peace of Mind

Out of the nine most crucial appliances in the home, at least one is expected to break down at some point in its 13-year average lifespan. A new buyer is assured some peace of mind in knowing that if something goes awry with any of the condo’s major appliances or systems, they will likely be covered by the warranty.

When looking for a condo warranty, Michigan residents should consider

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Why Use Prepaid Phone Cards?

Making calls locally and internationally remain to be very important. Calls are made every day, whether you have a need to keep in touch with your friends or family, to make important business calls, to place orders or to make important enquiries. Everyone wishes to have a smooth conversation from beginning to end, whether for local or international calls and calling cards offer such experience. They are usually prepaid and have an easy process of refilling ensuring that you never run out of calling minutes. Here are some reasons why you might find the phone cards more beneficial.

1. They offer very low calling rates, especially for long distance or international calls compared to traditional calling services. This is probably because they offer higher denominations and hence the rates are discounted allowing you to save a huge percent of your calling costs. You enjoy the rates and you do not have to switch carrier to enjoy the card offers.

2. The calling cards also come with the advantage that they can be used on any given phone be it a home phone, an office phone or a cell phone. This brings in plenty of convenience regardless of where you were at the time you needed to make that important call. They also offer better minute rates besides the amazing convenience of using on any phone.

3. The phone cards come in handy for vacations and travels because they make calling home or making other international calls a walk in the park for you. As long as you have the prepaid card, you do not have to worry about making calls when you need to. They will help you save calling costs in hotels and airports as well as from your cell phone which can be quite costly. You only need to confirm that the card usage is allowed from where you are going

4. They are easy to manage in terms of budget. This is thanks to the varying denominations that you will get the cards in. You can choose the larger denominations or smaller ones depending on your monthly calling needs and budget even for long distance calls. It simply means that you do not have to be worried about avoid hefty phone bills that you find to account for at the end of the month. You enjoy more accuracy with your budget and you remain in a position to manage your usage, which helps you stay within your limits.

5. The calling cards also come with the advantage of convenience and time saving. You only need to pick the phone and make your calls without any other requirements. Card providers have taken convenience a notch higher by making it possible for users to refill or recharge their phone cards online to continue enjoying convenient calling. You do not have to run to the shop to get airtime when you run out of minutes because you can recharge from the comfort of your office or home to continue enjoying the calls.

Calling cards are not only convenient but are also very practical in saving you costs on both local and international calls. Choose phone cards that have all the features that make your life a bit easier as far as the calls go.

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Be Brave Enough To Dream

We all start out with a dream. When I was a kid if you asked the girls what they wanted to be when they grew up, they would quip that they longed to be a ballerina or a pretty celebrity, and little boys would lower their voices an octave and reply that they wanted to grow up to be football players and astronauts. But today’s kids are a new breed. More tuned-in to the everyday harsh realities of life, they are uninterested in time-worn answers that require them to bow to the gender Gods. “Surprisingly, more boys than girls dream of becoming dancers – while girls put footballer ahead of dancer in their list of favorites” ( While kids have become less gender-restricted, these modern, hard-nosed elementary-school students are already going for the brass ring. The number one career choice for the leaders of tomorrow? To become a doctor. It’s evident that these kids are dreaming big. But what is motivating them? Is it the money and prestige that goes along with becoming a doctor, or do they genuinely care about becoming a healer?

When people used to ask me what I wanted to be when I grew up, I’d get an egghead look on my face and reply seriously, “I want to be a psychologist.” I remember adults chuckling at that. A puny fourth grader, a girl no less, whose ambition in life was to become a shrink? More than one adult walked away shaking their heads at the audacity. Everybody knew that although girls were admitted to medical school in the 1970s that it wasn’t going to be an easy road by any stretch of the imagination. Those brave women would have to compete with chauvinistic men for the class seats, while male professors looked upon women in medical school as trouble-making bra-burners who were just out to prove something. Although I didn’t know exactly what psychologists did back then, I understood that they helped people who had problems, and that’s all I cared about. I subsequently wandered away from the ballerina pack, taking the road less traveled. But as a magnet on my refrigerator asks: “I chose the road less traveled. Now where the hell am I?”

I never made it to doctorhood, although I did climb the academic ladder far enough to glimpse it from where I was standing in my master’s counseling program. And while it is said that everyone will have 15 minutes of fame, I admit to having had much more than my share. I became a writer (which happened completely by accident), and that path has lavished me with many unexpected and delightful moments of glory. However, I never attained my dream of becoming a full-fledged doctor, because in the process I discovered that intellectual prowess and money couldn’t buy me happiness. In fact, I watched as each subsequent academic degree made me into a person I didn’t even want to be around anymore. I coveted more and more stuff which only brought me undue stress and worry, causing me to become competitive and envious of others. I had unwittingly evolved into a narcissistic know-it-all whose lofty ambition in life was to out-smart and impress others with my academic acumen and fancy “stuff.” A far cry from my innocent childhood motivation of simply wanting to help troubled people. Maybe it’s a good thing I never became a doctor-we already have enough of those kinds of doctors in the world.

What I did wind up becoming is a suicide survivor, a writer, a counselor, and most importantly, a decently compassionate person. Having made the journey down the road less traveled, I’ve to the conclusion that you cannot be money-hungry and be truly compassionate at the same time. So when my teen daughter committed suicide and my career as a counselor was consequently flushed down the grief toilet, I had a decision to make (or was it made for me)? I had to either choose to learn to forgive myself and embrace my humanity, or I could go on with the stuff-shirt charade, wearing a mask of feigned strength and superiority while covering up my feelings of worthlessness and self-loathing that her suicide had brought on. It took me over a year to forgive myself for the mistakes I made as a parent, and to choose to love myself again.

During that time of mourning a strange and wonderful thing occurred in my heart. Without manipulation, without any contrived effort on my part, I began, for the first time in my life, to truly and genuinely care about other people as much as I cared about myself. I began to really hear others for the first time. Not just because they were my clients paying me to hear them. I was relating to them. I was feeling withthem, not just feeling bad for them. I realized with astonished amazement that I was… one of them. My daughter’s death forced me to see what I had tried so hard to avoid seeing: that I was a human being. I was no better, yet no worse than anyone else. I was quite simply a flawed and fumbling biped who could get as lost on the path as anyone, yet I was still intrinsically good and lovable. In the end, I decided to go back to what the little girl in me knew was right and good: to simply help people who were hurting like I was, minus the bravado. Funny how lost we can get when we get all grown up.

While I didn’t become a doctor, I think my daughter would be relieved to know that I finally found my way back to compassion. I sure am rooting for the kids of tomorrow, because like me, some of them will have to get lost in order to find their way back to their original selves again. So here’s to more boy ballerinas, and girl footballers who are brave enough to be true to their dreams.


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What Would You Attempt to Do If You Knew You Couldn’t Fail?

Do you know what you are good at – your skill set, expertise and competencies? If yes, and if you are at a transition point in your life, it shouldn’t be hard to figure out for you what you would like to do if you knew you couldn’t fail. Read on for highlights.

As for me, I am not on my regular job as a university faculty member anymore. But I know for sure if I continue my career in that area, I wouldn’t fail. I have much experience and expertise so that nothing could go wrong. Yet I have some difficulties which are delaying me to fall back into the rhythm of life.

For the time being, I am writing fiction stories, self-help eBooks, articles, blogs and guides. I am growing my email list so that I can reach my products to a larger audience by participating in giveaway events. I know for sure, writing and being an author is another area I would excel which I wouldn’t have known if I hadn’t given up my regular job.

You should, like me, have several options in your life if you are desperately in need of a career change. Everything starts with a thought, a plan and a series of actions towards it. While you take daily small actions, your life rejuvenates and you get back the mojo of life.

While you have several options for career changes, you have to pick one and attempt to succeed. You know for sure you couldn’t fail in these options. It is just a matter of making a choice.

How do you make a wise choice? Rely on your gut instinct, really feel what speaks to you and additionally weigh out the pros and cons of your option. If the pros are greater, you are good to go. Nothing can stand in your way and no one can stop you. You are going to lead a meaningful life once again and stand up for something important, which makes you an important person.

After you have made your choice wisely, hold someone close accountable for your daily actions. They will point out your mistakes and remind you to stay on the path you have chosen. It’s like having a mentor giving you good advice all the time. You can also contact professional coaches and get the required help. Everything should fall together and you should be back on your way up the ladder of success.

Rosina S Khan has authored this article to help out people by giving sound advice about what to do when you are desperately in need of a career change.

For a wealth of free resources based on stunning fiction stories, amazing self-help eBooks, commendable articles, quality scholar papers and valuable blogs, all authored by her, and much more, visit You will be glad that you did.

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My Heart Will Go On And On

After a day of giving psychic and mediumistic readings, it’s nice to relax with an avocado smoothie (great for the heart), and a Nora Roberts novel. My friend Rochelle’s face popped into my mind. I never ignore nudges from my intuition, so I placed Nora aside and telephoned Rochelle, who I hadn’t talked with in months. I was glad I called – she was distraught. Emma, her best friend, was mourning the sudden loss of her fiancĂ©, and Rochelle’s circle of friends was devastated.

Emma and Jim had been high school sweethearts who ended up going to different universities, where they found different partners and married them. Jim and his wife moved to Vancouver, where he joined a brokerage firm. Emma stayed in Toronto, where she and her husband operated a flower shop. However, Jim’s and Emma’s marriages ended in divorce, and Jim moved back to Toronto to start over. The couple met again at their 25th high school reunion, and it was love at second sight.

They made plans to marry – “This time, to the right woman,” Jim kept telling his buddies. Sadly, he suffered a massive heart attack the morning before his bachelor party and he died in hospital, with Emma at his bedside. He passed while holding her hands. The funeral was scheduled for tomorrow morning.

“Rochelle, would you like me to go with you?” I asked, ready to support my friend if she needed it.

“No, I’m fine,” she said, then sighed. “We’re going to be there for Emma, who you probably don’t know.”

We chatted for a few more minutes, catching each other up on what our kids were up to, then said our goodbyes. I sat for a minute and thought about how unpredictable life was, then finished my smoothie and picked up the Nora Roberts novel. I read a few paragraphs, but couldn’t concentrate on the words.

The next day, at 10:30 am exactly – I noted the time, because I was between clients – I heard Celine Dion singing the theme from the movie Titanic: “My Heart Will Go On.” Then I felt an odd sensation in my ankles, as if they were swollen. I looked down at my feet: They were fine.

That afternoon, I called Rochelle to see how she was doing. Jim’s funeral had been solemn, with over a hundred mourners at the gravesite to pay their respects. Emma delivered a eulogy under a bright blue sky, and did her best to hold back tears. The last thing she said, looking up into the sky, was “My heart will always be with you.”

I felt a tingle. “About what time was this?” I asked.

“I don’t know. The funeral started at 10 o’clock.”

“Is there any significance with Jim to the movie Titanic?”

Rochelle laughed. “He was a Titanic freak. He loved the movie. His last birthday was a Titanic-themed party, and everyone dressed up like characters from the movie.”

“And is there any significance to swollen ankles?”

Rochelle thought for a moment. “I believe he complained about them swelling. Why do you ask?”

I told her about the impressions I’d received that morning. “Wow,” Rochelle said quietly. “But why’d he come to you? Why didn’t Emma feel that?”

Her questions mystified me, and I told her so. I didn’t know Jim or Emma, and as far as I knew, no one from any of their families had ever come to me as a client. In fact, I’d never even given a reading to Rochelle – we went to Brock University together. I think the closest I ever came to giving her a psychic message was at university, when she asked about a guy she was dating: “So what’re you picking up on him?”

I told Rochelle. “If you can, tell Emma that Jim is all right, and he loves her, too.”

Suddenly, it hit me. That’s why Jim came to me – because he knew I could hear him. And now here I was, on the phone with one of Emma’s best friends, doing my best to get that message from Jim to the love of his life.

“I don’t know if I can do that,” Rochelle said. “I don’t think Emma goes for this stuff.”

This stuff. I smiled. “Well, if the opportunity presents itself,” I said.

Later, I reflected on the call. As a medium, I believe we receive messages from those who have passed on. And if you believe that our loved ones in spirit are around to comfort and watch over us, then you believe the heart will go on and on.

Carolyn Molnar is a Toronto based Psychic Medium and Spiritual Teacher. She has over 30 years’ experience. She provides readings and also teaches others how to tap into their intuitive abilities. Her book, It Is Time: Knowledge From The Other Side, has made a real impact in how people understand intuition. She has been featured on radio, television and in print. Carolyn believes intuition is accessible to everyone. Please visit Carolyn at and sign up to receive her monthly newsletter, “A Psychic’s Message”, and learn more about how to develop and use your intuition in a practical way.

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Massage in Bucharest

Recognize it! You’re busy! And so must be! That’s what life is like! But you want more than that, you want to do more for yourself and massage can help. Because massage makes more than a simple relaxation of the mind and body. It keeps your body in shape and gives you enough energy to make you enjoy a longer life better than you do it today.

Massage releases stress. At the moment, stress is a universal evil. Every time you are late, every time you avoid a car in traffic, every time you have trouble working, stress is doing his job. Each time adrenaline increases heart rate and cortisone levels and organs respond to the measure. You will be in a state of nerves and constant agitation.
When there is no release of stress, serious problems such as an upset stomach, hypertension, sleep disturbances, chest pain, or existing illness may worsen.

Some of the changes that may occur are: Anxiety, lack of concentration, depression, permanent fatigue, muscle or bone pain, sexual dysfunction, excessive sleep or insomnia

All these stress-related problems can be diminished and some can be totally eliminated by massage. The researchers concluded that a massage session can lower heart rate and blood pressure, relax your muscles and increase endorphin production. The massage also releases serotonin and dopamine and the result is a general relaxation, both physical and mental.
Our body care must be at the top of the priorities.
By adding the massage to your routine you will look much better and you will be much healthier and relaxed. Massage can improve your vitality and mood. Massage can prepare for a long and beautiful life.

Our masseuses personalize each massage session according to the needs of the individual.
Our massage parlors offer a variety of relaxation styles and techniques to help you. Apart from relaxing, massage can be a powerful ally in reducing pain, increasing energy levels, improving mental and physical performance

We recommend : HotAngels , VipZone , JadePalace , ThaiPassion

After a massage session, you will see how the mental prospects are enriched, the body allows easier handling, better pressure resistance, relaxation and mental alertness, calm and creative thinking.
When you have the impression or force yourself to stay straight, your body is not actually aligned properly. Not only does the posture look bad, but it forces some of the muscles to go muddy all day, while others become weaker. After a long time, the incorrect position may cause other drops. For example, internal organs press on what affects digestion, breathing ability is also diminished, which means that much less blood and oxygen reaches the brain and hence all sorts of other complications.

Massage allows you to return your body to the track. Allowing the body to make healthy and accurate movements is one of the greatest benefits of massage. Massage can relax and restore muscles injured by bad posture, allowing the body to position itself in a natural, painless position.
Apart from posture, there is also anxiety. One of the signs of anxiety and stress can also be heavy breathing. When the body begins to breathe too little and deeply instead of breathing at a natural rithm, it is impossible for one to relax. One reason may also be that the chest muscles and the abdomen get tightened and the air gets harder.

Massage plays an important role in learning the body how to relax and how to improve breathing. Respiratory problems such as allergies, sinuses, asthma or bronchitis are a group of conditions that can benefit from massage. In fact, massage can have a positive impact on respiratory function.

Many of the muscles in the front and back of the upper part of the body are breathing accessory. When these muscles are tight and shorten they can block normal breathing and interrupt effective breathing natural rithm. Massage techniques for stretching and relaxing these muscles improves breathing function and breathability. Massage leads to an opening of the chest as well as structural alignment and nerve dilatation that are required for optimal pulmonary function. A good way to treat respiratory problems with massage is the taping made in Swedish massage. When done on the back, along with vibrations, it can detach the mucus from the lungs and can clean the airways for better later function.

Massage not only relaxes muscles, but helps people become aware of daily stress levels. Once the body recognizes what really means relaxation, the mind can rest easily relax before the stress becomes cornice and harmful. This will help you enjoy a balanced life. Massage controls breathing, allows the mind to re-create relaxation before the occurrence of chronic and harmful stress and increases the level of energy.